Special Information Applicable to Electronic (Internet) Banking:
First Liberty Bank's "Privacy Principles" will apply to customers' confidential and private information with regard to both traditional and non-traditional (i.e., Internet) banking activities. However, due to the unique nature of the Internet and the ease with which information can be exchanged, First Liberty Bank feels it is important for customers to be aware of the unique issues surrounding Internet Banking.
Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless and MetroPCS.
To better serve legitimate Internet Banking customers:
First Liberty Bank collects generic information about visitors to our website. This information includes the date and time of access, the Internet service provider's address, the web browser used, and the visitor's physical location.
First Liberty Bank requires customers to utilize specific passwords for access to confidential and private information. First Liberty Bank reminds customers of their responsibility to safeguard login IDs and passwords. In addition, commercial customers should carefully screen those employees to whom user IDs and passwords are granted.
First Liberty Bank utilizes encryption, firewall, router, third party verification procedures and other security software and hardware to help prevent unauthorized eavesdropping of and access to customers' confidential and private information.
First Liberty Bank utilizes virus protection software to help prevent the spread of computer viruses.
First Liberty Bank utilizes "cookies" to help authenticate our customers' identities and to help facilitate the exchange of information between First Liberty Bank systems and our customers' systems.
First Liberty Bank reminds all of our customers that links in the institution's websites can be to websites not under our control. These websites will not necessarily comply with First Liberty Bank's "Privacy Principles" and security standards.
First Liberty Bank reminds all of our customers that confidential and private information may be compromised in both traditional and non-traditional banking activities. First Liberty Bank can only establish policies and procedures to help restrict use of and access to confidential and private information. If any First Liberty Bank customers believe that confidential and private information has been compromised, please contact First Liberty Bank immediately so that the potential breach can be investigated.
Protecting Children’s Privacy Online:
We do not knowingly collect or use personal information from children under 13 without obtaining verifiable consent from their parents. If you are under 13, please do not enter your personal information. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our websites may link. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the Federal Trade Commission website: www.ftc.gov.
Rev. 10/2022
FACTS | WHAT DOES FIRST LIBERTY BANKDO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Liberty Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does First Liberty Bank share? | Can you limit this sharing? |
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes—to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes—information about your transactions and experiences | Yes | Yes |
For our affiliates’ everyday business purposes—information about your creditworthiness | Yes | Yes |
For our affiliates to market to you | Yes | Yes |
For nonaffiliates to market to you | No | We don’t share |
Mail-in Form | Mark any/all you want to limit: Do not share information about my creditworthiness with your affiliates for their everyday business purposes. Do not allow your affiliates to use my personal information to market to me |
f you have a joint account, your choice(s) will apply to everyone on your account unless you mark below. Apply my choices only to me. | Name: Address: City, State, Zip Account # |
Who we are | |
Who is providing this notice? | First Liberty Bank |
What we do | |
How does First Liberty Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access of information to employees for whom access is appropriate to their job duties. |
How does First Liberty Bankcollect my personal information? | We collect your personal information, for example, when you
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Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.] |
What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account - unless you tell us otherwise. |
Definitions | |
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.▪ First Liberty Bank does not share with non-affiliates so they canmarket to you |
Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Comments or Complaints by Customers:
First Liberty Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the First Liberty Bank should contact the Texas Department of Banking through one of the means indicated below:
In Person or U.S. Mail
Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, TX 78705-4294
Telephone Number: 7-877-276-5554 (toll free)
Fax Number: 1-512-475-1313
E-Mail address: consumer.complaints@dob.texas.gov
Website Address: www.dob.texas.gov
First Liberty Bank is a leading independent community bank with locations in Liberty, Dayton, Hardin, Huffman, Mont Belvieu, China (Beaumont), and Plum Grove, Texas. Since 1913, FLB has provided a full array of banking services to citizens and businesses throughout the area, focusing on unsurpassed personal service, strong financial management, and access to the latest in technological resources. Big bank ability with small bank agility–that's FLB.
1900 Sam Houston
Liberty, TX 77575
(936) 336-6471
Personal Checking
Personal Savings
Consumer Loans
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